.pay-header-band {
  position: relative;
  z-index: 10;
  background: var(--primary);
  padding: 40px 20px;
  text-align: center;
}

.pay-header-band h1 {
  font-size: clamp(1.8rem, 4vw, 2.5rem);
  font-weight: 800;
  color: var(--text);
  margin-bottom: 10px;
}

.pay-header-band p {
  color: var(--muted);
  max-width: 600px;
  margin: 0 auto;
}

.pay-columns {
  max-width: 1200px;
  margin: 0 auto;
  padding: 48px 20px 60px;
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 48px;
  position: relative;
  z-index: 10;
}

.pay-main h2 {
  font-size: 1.35rem;
  font-weight: 800;
  margin: 32px 0 14px;
  color: var(--text);
}

.pay-main h2:first-child {
  margin-top: 0;
}

.pay-main h3 {
  font-size: 1.05rem;
  margin: 18px 0 8px;
  color: var(--accent);
}

.pay-main p {
  color: var(--muted);
  margin-bottom: 14px;
  line-height: 1.7;
}

.pay-method-table {
  width: 100%;
  border-collapse: collapse;
  margin: 20px 0;
  font-size: 0.9rem;
}

.pay-method-table th,
.pay-method-table td {
  padding: 12px 16px;
  text-align: left;
  border-bottom: 1px solid var(--border);
}

.pay-method-table th {
  background: var(--surface);
  color: var(--text);
  font-weight: 600;
}

.pay-method-table td {
  color: var(--muted);
}

.pay-rail {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.pay-rail-img {
  border-radius: var(--radius-clay);
  box-shadow: var(--shadow-clay);
  max-width: 100%;
  max-height: 240px;
  object-fit: cover;
}

.pay-rail-card {
  padding: 20px;
  background: var(--surface);
  border-radius: var(--radius-clay);
  box-shadow: var(--shadow-clay);
  border: 1px solid var(--border);
}

.pay-rail-card h3 {
  font-size: 0.95rem;
  color: var(--accent);
  margin-bottom: 10px;
}

.pay-rail-card p {
  font-size: 0.85rem;
  color: var(--muted);
  margin-bottom: 0;
}

@media (max-width: 768px) {
  .pay-columns {
    grid-template-columns: 1fr;
    overflow-x: hidden;
  }

  .pay-method-table {
    font-size: 0.8rem;
    display: block;
    overflow-x: auto;
    max-width: 100%;
  }

  .pay-method-table th,
  .pay-method-table td {
    padding: 8px 10px;
  }

  .pay-rail-img {
    max-width: 100%;
    width: 100%;
    max-height: 200px;
  }
}